The Very Best Loans with Loantra

Short-Term Loans

Apply Today to Borrow up to £995

*Online decision

*Responsible lenders

*Rates from 278% to 1576%

*3-12 month repayment

Personal Loans

Apply Today to Borrow up to £25,000

*Instant Decision

*60-Second Application Form

*Rates from 4.7% to 278%

*3-36 month repayment

What Loantra can do for You


Let’s face it. Times are tough for most people, and even as we tighten our belts, watch our budgets and cut down on unnecessary spending, it’s still difficult to make ends meet. The proverbial rainy day is no longer the exception to the rule, but rather the norm and more families are finding themselves cash-strapped and in a bind.

Does this sound familiar? We understand the stress that comes with not being able to cover costs for the essentials. Like you, we’ve been under the very same strain when faced with unexpected costs, which is why we have used our experience and resources to bring you a the most convenient way to find you the best possible unsecured loans, for those times you need it the most.

What is an unsecured loan?

An unsecured loan is simply a form of credit that is loaned to you when you’re low on cash. They’re also called cash advance loans, short term loans and personal loans, and they are often repaid with your employment cheque. This essentially means you don’t have to provide any collateral or place any of your valuable assets at risk.

Who can apply?

Our service is available to anyone and everyone. We know hard times don’t discriminate and nor do we. If you’re in need of a quick cash loan, we can assist by putting you in touch with the right finance company. Whether it is £500 or £25,000, our trained consultants will look at the best possible lending partners for your personal situation. All applications are considered, and we look at all credit histories. Should your loan be approved, you could receive payment within 24 hours.

About us

Life happens when you’re busy with other things and we understand it doesn’t always go according to plan. Unfortunately, it’s usually when you least expect it or need it, that unforeseen costs arise. Whether it’s a death in the family and you need to cover the costs of a funeral or you have to travel unexpectedly and need to purchase air tickers. We are specialists when it comes to unsecured loans and have been assisting hundreds of clients, who find themselves in the exact same position as you.

Our team of experts are on hand to tailor-make a lending plan that will suit your needs and your situation without placing you at more financial risk. At unsecuredloans4u we know that taking out a personal loan is a big responsibility and not something you do on a whim, which is why we want you to take your time and consider all the possible options before you sign on the dotted line.

Responsible lenders

We pride ourselves on being responsible money lenders, and while we’re here to make the process as quick and easy as possible, our advisers will go through your application to determine whether an unsecured loan is the best possible option for you and guide you on a way forward.

We have years of experience helping people just like you get through tough times. While we know that everyone’s story might be different, we also recognize that the stress placed on individuals and families when money is tight is very much the same. This is the reason our team of experts have combined forces with some of the most reputable money-lending service providers across the UK. We’re here to help, and together, we assess each application with our hearts and our heads. We want to provide a financial solution that will benefit you in the long run, rather than it just being a quick fix.

Our partners

We have formed relationships with various financial institutions based on our values and a shared passion for helping individuals out when they need it most. With our partners, we have spent years building a reputation based on trust and responsible lending while being completely open and honest with our clients.

The Process

Regardless of your credit history, we will consider your application. To apply all you need to do is:

  • Complete the form in under 60 seconds with the necessary information
  • Submit your application form
  • Using our custom-designed algorithm, we match your information with one of our accredited lenders
  • One of our agents will contact you to let you know your loan has been approved
  • Payment is made within 24 hours

As a one-stop service provider, we can help you source a wide range of loans to suit your personal requirements including:

Should you need assistance with anything that isn’t included on the application form, we ask that you get in touch with us. We are constantly growing and adding new products to our portfolio and will do our very best to help you with your query.

Our promise to you is that we will find the very best solution for you, with the least amount of stress. Our job is done only when we have found you the very best outcome.

See How We Compare to Our Competitors

Loan amount
£500 - £20,000
Loan term
12 - 60 Months
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Loan amount
£500 - £100,000
Loan term
1 - 18 Months
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Loantra is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate 161.9% (variable)

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

5 most recent personal loan reviews

Review of Natwest

My personal loan from NatWest was planned in advance because I like to do plenty of research before committing to something as important as a building extension. I wanted to make sure the loan would be possible and that it was at a competitive rate before I started employing architects and builders. I was in regular contact with our local branch’s loan adviser and they finally sorted out a very good loan for me and once that was agreed I got on to the job of planning this extension. We’d already had the go ahead from the local council so it was all systems go once that all important loan was finalised. Sometimes it’s best to deal with your own bank for such an important loan and I am pleased that I entrusted NatWest with my loan.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of U Switch

In our position your company treats us well. We have the income but unfortunately due to circumstances beyond our control our credit rating is bad. Thank you Uswitch for giving us a chance.

Review posted by Neil Morrison, Perth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Wonga

Suprised at ease of application. Never wanted to use these kind of things but had a very tough month and needed a few pounds before payday. After checking different options I found the small amount to payback manageable and it’s all payed back 2 days after payday. Easy process with quick response.

Review posted by Anthony Bell, Chelmsford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All reviews have been sourced from Trust Pilot to ensure authenticity of testimonials.